Auto Loans
Lenco Credit Union offers some of the most competitive auto loan rates available, making us a trusted choice for financing your next vehicle. In addition to low rates, we provide a streamlined lending experience with no processing fees and a fast turnaround time—most automobile loan applications are reviewed within 24 hours or less.
Lenco Credit Union proudly offers a Low-Rate Guarantee. We will match any lower advertised auto loan rate from another financial institution in Lenawee County, ensuring you receive the best value for your auto financing needs.
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VISA
Lenco Credit Union offers a NO-FEE VISA—all with fixed interest rates and no hidden fees.
- VISA Platinum — Fixed rate as low as 7.99%
- VISA Gold — Fixed rate of 12.00%
- VISA Classic — Fixed rate of 15.00%
All our VISA cards feature fixed rates with NO annual fees, NO balance transfer fees, and NO cash advance fees. Members can access their VISA at any time, not only for purchases but also to transfer funds directly to a Lenco checking or savings account. With a Lenco VISA, you can enjoy flexibility, convenience, and peace of mind when unexpected expenses arise. Apply today.
Your Lenco VISA card may not be used in these foreign countries:Brazil, China, Japan, Saudi Arabia, North Korea, South Korea, Philippines
Let us help! Contact Erin Oram at eoram@lenco.org or Jackie Cooper at jcooper@lenco.org for personalized assistance.
Home Equity Loans
Your home has been working hard; now let it work for you. With a home equity loan from Lenco, you can tap into the equity you’ve built and turn it into cash for home improvements, college costs, debt consolidation, or just about anything life throws your way. Bonus interest may be tax-deductible. (Check with your tax advisor to be sure.)
Choose the option that fits your style:
A 10-year closed-end with a fixed rate for steady, predictable payments,
A home equity line of credit (HELOC) is tied to the prime rate for flexible, on-demand access to funds.
And here’s the best part. No application fee or annual fee. You only pay for a title search and appraisal if one is used to determine the value. Big plans? Smart move. Put your equity to work with Lenco. Apply today or check our rates.
First Mortgage Loans
Your home goals just found a better deal. Lenco offers 10-, 15-, 20-, and 30-year fixed-rate mortgages with no application fee and rates among the lowest in the area. Whether you’re refinancing your first mortgage or getting pre-approved for a new home, Lenco makes home ownership easier from the start. Keep it local with Lenco; Lenco does not sell your loan to the secondary market.
Looking to finance a 1–4-unit investment property, no problem, we’ve got you covered there too. With the same low rates and low fees. Apply today.
For more information about Home Equity Loans or Mortgage options, please contact Aarika Bates at abates@lenco.org.
