Current Certificate Rates

All rates subject to change without notice.

Certificate RatesEffective Friday, July 31, 2026
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE2.02%$3,000
6 MONTH CERTIFICATE3.65%$3,000
9 MONTH CERTIFICATE3.55%$3,000
12 MONTH CERTIFICATE3.55%$3,000
15 MONTH CERTIFICATE3.55%$3,000
18 MONTH CERTIFICATE3.55%$3,000
21 MONTH CERTIFICATE3.55%$3,000
24 MONTH CERTIFICATE3.55%$3,000
30 MONTH CERTIFICATE3.55%$3,000
36 MONTH CERTIFICATE3.55%$3,000
48 MONTH CERTIFICATE3.55%$3,000
60 MONTH CERTIFICATE3.55%$3,000

Penalty for early withdrawals

*APY = Annual Percentage Yield

APY = Annual Percentage Yield. Dividends paid using the average daily balance for the dividend period. All Lenco Credit Union savings programs earn dividends that are computed daily. The Savings, Money Market, and Checking accounts pay and compound dividends monthly. Certificates of Deposit pay quarterly. The Christmas Club account pays dividends annually. Minimum deposits may be required to earn dividends on specific accounts. Rates are subject to change.

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