Products

Check out the many products we have to offer, all designed to save you money!

Loans

Lenco credit Union is the place to be for the lowest auto rates around! We not only have great rates, but also no processing fees and a 24 hour (or less) turnaround time on all automobile loan applications. Lenco offers a LOW RATE GUARANTEE! We will match any lower advertised rate by another financial institution in Lenawee County! Apply today.

Lenco Credit Union offers a no-fee VISA Platinum Card with a low, fixed rate of just 7.99%. We also offer VISA Gold at a fixed rate of 12.00% and VISA Classic at 15.00%.

All our VISA cards feature fixed rates with NO annual fees, NO balance transfer fees, and NO cash advance fees. Members can access their VISA at any time, not only for purchases, but also by transferring funds directly to a Lenco checking or savings account. With a Lenco VISA, you can enjoy flexibility, convenience, and peace of mind when unexpected expenses arise. Apply today.

Your home has been working hard; now let it work for you. With a home equity loan from Lenco, you can tap into the equity you’ve built and turn it into cash for home improvements, college costs, debt consolidation, or just about anything life throws your way. Bonus interest may be tax-deductible. (check with your tax advisor to be sure.)

Choose the option that fits your style:

A 10-year closed-end with a fixed rate for steady, predictable payments,

A home equity line of credit tied to the prime rate for flexible, on-demand access to funds.

And here’s the best part. No application fee or annual fee. You only pay for a title search and appraisal if one is used to determine the value. Big plans? Smart move. Put your equity to work with Lenco. Apply today or check our rates.

Your home goals just found a better deal. Lenco offers 10-, 15-, 20-, and 30-year fixed-rate mortgages with no application fee and rates among the lowest in the area. Whether you’re refinancing your first mortgage or getting pre-approved for a new home, Lenco makes home ownership easier from the start. Keep it local with Lenco; Lenco does not sell your loan to the secondary market.

Looking to finance a 1–4-unit investment property, no problem, we’ve got you covered there too. With the same low rates and low fees. Apply today.

Deposit Accounts

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Savings designed to help you move forward. Earn dividends, a low $5.00 opening deposit requirement, and local service. Lenco’s savings account makes reaching your goals easier. Unlock the benefits of a Lenco membership by starting your savings today. Start your membership online here.

Free Checking!!! Every member gets free checking with no strings attached – no minimum balance, no monthly statement fee, no per check fee. Plus, we pay monthly dividends based on your average daily balance. This isn’t a limited-time offer or a special promotion; this is how we’ve done checking for years. Straightforward, dependable, and designed with you in mind.

Reorder Checks

Grow your savings while keeping your funds easily accessible. Lenco’s money market earns higher dividends with flexible access. This is a smart option for emergency savings or short-term goals. A minimum balance of $2500 must be maintained. Insured by the NCUA.

Make your Christmas a HO! HO! HO! happier time with Lenco’s Christmas Club. Saving a little all year makes the gift-giving season easy, fun, and stress-free.

Savings that go further at Lenco. Lenco Credit Union makes it easy to grow your money with flexible savings options, minimal restrictions, and some of the highest rates around. Found a better CD rate in Lenawee County or the immediate surrounding counties? Bring in a current printed ad from another financial institution and will match their APY… GUARENTEED. At Lenco, your savings always get our best rate. Check out our rates.

Student Loans

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We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

Learn More